Moving abroad: What to look for in expat health insurance

When it comes to moving abroad for work, there’s a lot to think about. You need to find a place to live, settle your children into a new school, and set up a new bank account, while also adapting to a new culture and way of working. 

Get health insurance that can keep up with you with a global expat plan from Cigna

You’ll also inevitably need to think about healthcare and what would happen should you or your family fall ill. Standards of healthcare can vary widely around the world, and while Germany’s healthcare system is generally recognised as very good, it may differ from what you’re used to in your home country. 

Why do you need expat health insurance?

Whether you’re coming to Germany for a long time, or just a few months, everybody needs health insurance - it’s a legal requirement. There are plenty of different health insurance companies in Germany, but not many of them have options specifically tailored for expats. 

If you’re someone who relocates often, and wants a flexible policy that can keep up with you as you move around the world, you might think about getting global health insurance with a company like Cigna. Regardless of where, or how many times, you relocate, global health insurance offers you peace of mind. Most plans can be adjusted to suit any budget or requirement. 

Cigna's flexible expat health insurance is perfect for families and individuals moving abroad. Core insurance policies provide protection for essential hospital stays and treatment, surgeon and consultation fees, inpatient and outpatient services, and cancer treatments. Gold and platinum core policies also cover routine maternity care for those considering having children abroad.

5 must-have features of expat health insurance

When looking for your ideal expat health insurance policy, you’ll want to make sure your new plan provides some (if not all) of the following advantages:

1. Affordable and flexible

Living abroad is full of challenges as well as opportunities, so your healthcare plan must also be affordable and flexible. With Cigna, you can tailor your policy to meet your budget, covering everything from GP visits and prescriptions to hospital stays or medical evacuations. 

2. Whole health approach

Good health insurance should go beyond the basics to consider your whole health, including mental well-being, vision and dental. Cigna policies take a holistic approach to provide a personalised, whole health approach, so you’re always supported wherever you go.

3. Extensive cover

You don’t want to worry about having access to care. With Cigna, you benefit from access to an extensive network of more than 1,65 million healthcare providers in over 200 countries and territories. 

4. Customer support

Cigna’s customer service teams are part of a global workforce of more than 70,000 employees who are dedicated to being champions for customers. Located across the globe, they offer in-depth local market knowledge, which allows Cigna to quickly respond to your needs and any dynamic situation.

5. Digital support

As a Cigna customer, you’ll get access to the Cigna Wellbeing App™, the easiest way to access Global Telehealth, which provides you with a host of tools and features to help you manage your health and well-being.

Meet Cigna, your global healthcare providers

Cigna is on a mission to create healthier futures for their clients and customers by providing more choice and flexibility. 

They take a whole health approach to ensure their customers always have the care they need. Their superior customer experience is underpinned by their focus on designing plans that support your physical and mental health.

With over 60 years experience in designing, implementing and managing international group health insurance, Cigna is leading the way in delivering quality worldwide healthcare that’s simple, affordable, and predictable.

Discover expat health insurance from Cigna

Discover global plans to suit your every need and budget now, and get your free quote!