Martina Chalar

Born in Uruguay, living in Munich, from a very young age her interest in different languages and cultures led her to collect experiences in different fields of study. A once Business major who decided to pursue a double major in Linguistics and Cultural studies found her home in the finance branch, where she combines her people skills and relentless challenge oriented mindset on a daily basis. As an expat herself, she realized there was a lot of things that needed changing so that expats could receive tailored multilingual financial consulting. As a certified financial advisor and in collaboration with her colleagues at HORBACH, Martina consults expats moving to and living in Germany on many different branches of financial planning. Any expat looking forward to finding a suitable roadmap for their finances - be it insurances, pension planning, health care, investments, real estate, or even corporate solutions - has a place at HORBACH Expats. A networker at heart she's always open to become acquainted with fellow like-minded people and looking forward to meaningful exchanges. Currently, she's growing her team of advisors to help further expats find their way to their own definition of financial freedom, creating collectively achieved change one person at a time.